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2026 Open Enrollment
2026 Benefits Open Enrollment
2026 Benefits Annual Open Enrollment (Active Employees)
SAVE THE DATE!
SUSD's 2026 Benefits Annual Open Enrollment *BEGINS September 22, 2025 through October 10, 2025*
Don’t miss this annual opportunity to enroll in, make changes or add/drop dependents to your SUSD health benefit plans for the 2026 benefit plan year! Open enrollment for Health Benefits, Cash In Lieu and American Fidelity plan changes will be held during the same 3-week enrollment period. All benefit change requests will be submitted online, through the AFenroll Online Benefit Enrollment Site. Instructions on how to access the AFenroll enrollment site (starting September 22nd) are available here AFenroll Login Instructions
*The AFenroll Online Benefit Enrollment Site will not be accessible until Monday, September 22, 2025* Employees will not be able to log into the enrollment site, until Monday, September 22nd
Employees who are not making changes to their existing benefit plans, or are remaining in the Cash In Lieu plan from 2025, DO NOT have to go through the online enrollment process.
- Exception: employees that want to continue participating, or begin participating in either the Section 125 Health Flexible Spending Account (FSA), or Dependent Day Care Account (American Fidelity products) MUST make an election through the online enrollment process for 2026. Section 125 benefit plans do not continue automatically into the next benefit plan year
Need Enrollment Assistance?
In-person and virtual enrollment assistance will be available (by appointment only) during the 3-week open enrollment period. If you will need assistance with the online open enrollment process, you can schedule an appointment with a Benefit Representative by accessing the link provided below. In-person appointments will be held at the District Office (56 S. Lincoln Street). Virtual appointments will be conducted virtually online, so access to a computer or mobile device with internet is required. Click on the link below to schedule your appointment.
2026 SUSD Open Enrollment Letter - English 2026 SUSD Open Enrollment Letter - Spanish
Review the 2026 CalPERS Health Benefit Summary information below, to compare health plan coverage, copays, deductibles and more.
2026 CalPERS Health Plan Summary
*Some health plans are only available in certain counties. Your home or work zip code will determine which CalPERS health plans you can enroll in. Find CalPERS health plans that are available in your area by clicking on the link below:
Health Plan Search by Zip Code
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Summarizes copay/deductible and coverage information for each medical plan
- Anthem Select HMO
- Anthem Traditional HMO
- Blue Shield Access+ HMO
- Blue Shield EPO
- Blue Shield Trio HMO
- Kaiser HMO
- PERS Gold PPO
- PERS Platinum PPO
- UnitedHealthcare HMO
- Western Health Advantage HMO
- PORAC PPO (POLICE & POLICE MGT Only)
*Only (3) CalPERS medical plans include access to Sutter Health providers: Anthem Traditional HMO, PERS Platinum PPO & UnitedHealthcare HMO
*Medical Plans with no coverage for a routine annual eye exam: Blue Shield Access+ HMO, Blue Shield Trio HMO, PERS Gold PPO, PERS Platinum PPO & PORAC PPO
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Detailed information on plan coverage, exclusions and how to access services
- Anthem Select HMO
- Anthem Traditional HMO
- Blue Shield Access+ HMO
- Blue Shield EPO
- Blue Shield Trio HMO
- Kaiser HMO
- UnitedHealthcare HMO
- Western Health Advantage HMO
- PORAC PPO (POLICE & POLICE MGT Only)
Additional Evidence of Coverage (EOC) documents will be shared as soon as they become available.
Accessing Health Coverage Outside Your Region Service Area: Generally, only emergency or urgent care services are covered when seeking medical care that is outside your residential service area. However, you should contact your medical insurance carrier (phone number on the back of your insurance card) to review your travel care options. You may also want to review the Evidence of Coverage (EOC) document for your medical plan (see the EOC section listed above) for information on receiving care outside your residential service area.
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2026 Health premium deduction or Cash In Lieu amount changes will occur on the December 30, 2025 pay warrant
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Contact the Benefits Department at 209-933-7026 or send an email to benefits@stocktonusd.net